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LASIK, short for Laser-Assisted In Situ Keratomileusis, is a type of
refractive surgery that reshapes the cornea of the eye in order to correct
myopia, hyperopia, and astigmatism. It is an outpatient procedure that is
performed by a refractive surgeon. LASIK costs vary widely depending on the
area of the country in which LASIK is performed and the degree of the
patient’s refractive error.
The cost of LASIK can range anywhere from $499
per eye to $2,500 per eye. But you should not base your choice of a LASIK
surgeon solely on the cost of the surgery; a less skilled ophthalmologist
may charge less for LASIK, but he may not have the same experience,
training, or precise equipment as a more expensive doctor.
Many experts
recommend avoiding discount laser eye surgery centers that rely on
aggressive marketing campaigns. Although paying more does not necessarily
mean that you will get the best surgeon. To ensure that you find a skilled
refractive surgeon to perform your LASIK eye surgery, do some research on
the credentials of the eye surgeons in your area.
Many people do not want to undergo LASIK treatment because they find the
cost prohibitive. LASIK is considered an elective procedure by most medical
insurers. It is therefore not covered under the majority of insurance
policies. Nevertheless, LASIK financing options are available for most
patients. If you would like to have LASIK or other refractive surgery
treatment, but need help for LASIK financing, you should consider which of
the following LASIK financing options suit you best:
LASIK Surgeon's Payment Options
One good way to acquire LASIK financing is to talk over LASIK financing
and costs involved with your doctor. Eye surgeons usually offer a variety
of LASIK financing options to their patients. Many surgeons work with local
and national banks to provide low interest monthly LASIK financing plans or
ask the patients to pay for the procedure in installments.
Vision Fee Plan – Capital One
Capital One's "Vision Fee Plan" provides ophthalmology patients with the
funds they need to cover the costs of LASIK, PRK, and other refractive
surgeries. LASIK financing payment plans are set up to accommodate the
budgets of patients. The interest rates range for LASIK financing is usually
in the vicinity of 5.9% and 12.9%.
Care Credit
Care Credit is a company that provides patients with credit for their
LASIK procedures. This is one way to secure LASIK financing for your
treatment. Care Credit offers short-term, no-interest payment plans and
low-interest, extended payment plans.
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